Real Estate Agent Cerritos | Cerritos Living
Michael Del Rosario, Realtor

Are you ready to buy a home? Let's get your preapproved.

The process of buying a home can be overwhelming at times, but you don’t need to go through it alone. The first step to buying a home is to get you preapproved for financing. This will help us determine what properties to look for.

I also encourage you to get a real estate market report for the location (or locations) you're interested in. This will give you a more realistic glimpse on what to expect. My real estate market reports are completely free, easy to read and mobile friendly. To see a sample report, please check my current Cerritos Real Estate Market Report.

You can skip the loan preapproval process if you're paying all cash for a property and you do not need to get a loan to close the transaction. Note that even if you're paying cash, you will still need to provide proof of funds (ex. recent bank statements showing sufficient funds to pay for the property).

If you need a loan, a mortgage lender can provide an advanced loan approval letter which will be required to make an offer on a property that you like.

There are down payment assistance programs and other special financing for first-time buyers, teachers and school employees, military personnel and veterans, law enforcement, firefighters and healthcare professionals in California. Some buyers are already preapproved when they contact me. If this is the case, please provide your lender's information and I'll take it from there.

Perhaps you're thinking of buying a property but you need to sell your current home first. Whatever the case may be, consultation is always free. Just give me a call at 562 889-4800 or simply complete the form below to send me an email.

Contact Michael

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